Free Gratuity Calculator for India

This tool helps employees estimate gratuity as per the Payment of Gratuity Act, 1972, based on last drawn salary and years of service. Accurate, fast, and compliant with Indian labour laws.

If you're not covered under the Gratuity Act, you will receive ₹ 0
Gratuity Payable
₹ 0

What is Gratuity?

Gratuity is a statutory monetary benefit paid by an employer to an employee as a reward for long-term service. In India, it is governed by the Payment of Gratuity Act, 1972 and becomes applicable after 5 years of continuous service (except in case of death or permanent disability).

Understanding Gratuity in India

Gratuity is calculated based on the employee’s last drawn salary and years of service. It applies to organizations with 10 or more employees and is payable at the time of resignation, retirement, superannuation, or termination. The amount received is subject to income tax exemptions as per applicable rules.

Who is Eligible for Gratuity in India?

An employee becomes eligible for gratuity after completing 5 years of continuous service with the same employer. Gratuity is payable on resignation, retirement, superannuation, or termination. In case of death or permanent disability, the 5-year condition does not apply.

How Gratuity Registration Works

Employers covered under the Payment of Gratuity Act must register their establishment with the respective labour authority. This involves submitting basic business details, employee strength, and compliance documents. Registration ensures legal compliance and smooth gratuity payouts to eligible employees when required.

Reviewed by Tax & Accounting Experts

This Gratuity Calculator is reviewed and maintained by Thinkogic’s finance professionals to ensure accuracy as per the latest Gratuity Act regulations. Thinkogic is not liable for any decisions or results based on the use of this calculator.

Last updated: January 2026 | Gratuity rates verified as per latest notifications

How can you calculate Gratuity with this tool?

Step 1 - Enter Salary

Input your last drawn monthly Basic Pay plus Dearness Allowance (DA) into the salary field.

Step 2 - Enter Tenure

Enter the number of Years and Months you have served in the organization.

Step 3 - View Results

Click away to instantly see the total Gratuity amount payable to you.

Types of Gratuity

Retirement Gratuity

Paid when an employee retires after completing the eligible service period.

Death Gratuity

  • Rule: 5-Year Tenure Service condition waived.
  • Payout: Paid to Nominee or Legal Heir.
  • Calculation: Based on service till death/disablement.

Resignation Gratuity

Paid when an employee resigns after completing at least 5 years of continuous service.

Government Employees

  • Status: Fully Tax Exempt u/s 10(10)(i).
  • Formula: As per Service/Pension Rules.
  • Applicability: Central/State Govt & Local Authorities.

How Does the Gratuity Calculator Work? | Gratuity Formula

The Gratuity Calculator uses the standard formula prescribed by the Payment of Gratuity Act, 1972, while also providing the alternative calculation for those not covered.

Covered Under Act Formula

Gratuity = (15 × Salary × Tenure) / 26

Note: 15 days salary for every completed year.

Most common method. Month is considered as 26 working days. For tenure, >6 months is rounded up to a full year.

Not Covered Under Act Formula

Gratuity = (15 × Avg. Salary × Tenure) / 30

Note: Half-month salary for every completed year.

Used for organizations not covered by the Act. Month is 30 days. No rounding up for partial years.

Frequently Asked Questions

What is Gratuity?
Gratuity is a monetary benefit given by an employer to an employee for their prolonged service in the company. It is governed by the Payment of Gratuity Act, 1972, and is paid as a lump sum amount.
Who is eligible for Gratuity?
Employees who have rendered at least 5 years of continuous service are eligible. Gratuity is also payable on superannuation, retirement, or in the unfortunate event of death or disablement (where the 5-year condition does not apply).
How is Gratuity calculated?
For employees covered under the Payment of Gratuity Act, it is calculated as: (15 × Last Drawn Salary × Tenure) / 26. "Last Drawn Salary" includes Basic Pay + Dearness Allowance (DA).
Is Gratuity taxable?
For government employees, it is fully tax-exempt. For private sector employees, the least of the following is exempt: Actual gratuity received, ₹20 Lakhs, or the calculated amount as per the Act.
What is the maximum tax-free Gratuity limit?
As per the latest amendment to the Payment of Gratuity Act, the maximum tax-free gratuity limit has been increased to ₹20 Lakhs.
Does the 5-year service rule apply in case of death?
No. If an employee's service is terminated due to death or disablement, the condition of completing 5 continuous years of service is waived, and the gratuity is paid to the nominee or legal heir.